94 seconds · 6 chapters
Your TransUnion letter
One letter per bureau, listing what each bureau reported side by side.
What the underlines and marks mean
Facts cited1 note to check
Tollmark Recovery Group
Not in the table
Jordan Ellis
123 Sample St
Springfield, IL 62701
Date of birth: March 17, 1986
SSN (last 4): ***-**-1234
October 28, 2026
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19016-2000
Dear TransUnion Dispute Department,
Under section 611 of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681i, I dispute the accuracy and completeness of the items listed below in the file TransUnion maintains on me.
Accounts being challenged
- TOLLMARK RECOVERY GROUP
- QUILLON AUTO FINANCE
TOLLMARK RECOVERY GROUP
Account 300418****, balance $1,284
| Field | Equifax | Experian | TransUnion |
|---|---|---|---|
| Account number | Not reported | 300418**** | 300418**** |
| Account type | Not reported | Collection | Collection |
| Date opened | Not reported | 10/28/2019 | 10/28/2019 |
| Account status | Not reported | Collection | Collection |
| Payment status | Not reported | Collection account | Collection account |
| Current balance | Not reported | $1,284 | $1,284 |
| Date reported | Not reported | 10/25/2026 | 10/25/2026 |
7 more fields match at all three bureaus
Account number
- Not reported
- 300418****
- 300418****
Account type
- Not reported
- Collection
- Collection
Date opened
- Not reported
- 10/28/2019
- 10/28/2019
Account status
- Not reported
- Collection
- Collection
Payment status
- Not reported
- Collection account
- Collection account
Current balance
- Not reported
- $1,284
- $1,284
Date reported
- Not reported
- 10/25/2026
- 10/25/2026
TOLLMARK RECOVERY GROUP is reporting this account past the time allowed under the FCRA (Date of first delinquency reported as 2018-10-28). Currently reported: 2018-10-28. Requested correction: Delete this account from my credit file.
QUILLON AUTO FINANCE
Account 200731****, balance $14,380
| Field | Equifax | Experian | TransUnion |
|---|---|---|---|
| Account number | 200731**** | 200731**** | 200731**** |
| Account type | Auto loan | Auto loan | Auto loan |
| Date opened | 10/28/2023 | 10/28/2023 | 10/28/2023 |
| High credit / limit | $22,500 | $22,500 | $22,500 |
| Account status | Open | Open | Open |
| Payment status | Current | Current | Current |
| Current balance | $14,380 | $14,380 | $14,380 |
| Date reported | 10/25/2026 | 10/25/2026 | 10/25/2026 |
8 more fields match at all three bureaus
Account number
- 200731****
- 200731****
- 200731****
Account type
- Auto loan
- Auto loan
- Auto loan
Date opened
- 10/28/2023
- 10/28/2023
- 10/28/2023
High credit / limit
- $22,500
- $22,500
- $22,500
Account status
- Open
- Open
- Open
Payment status
- Current
- Current
- Current
Current balance
- $14,380
- $14,380
- $14,380
Date reported
- 10/25/2026
- 10/25/2026
- 10/25/2026
QUILLON AUTO FINANCE is reporting an inaccurate balance or past-due amount (Amount past due reported as $185). Currently reported: $185. Requested correction: Correct the reported information, or delete the account if it cannot be verified as accurate and complete.
Please complete a reasonable reinvestigation of each item within 30 days of receiving this letter (FCRA § 611(a)(1)(A)). Delete or modify any item that is inaccurate, incomplete or cannot be verified (§ 611(a)(5)(A)). Send me the written results within 5 business days of completing the reinvestigation and, if my file changes, a free copy of my updated credit report (§ 611(a)(6)). I also request a description of the procedure used to determine the accuracy and completeness of each item, including the business name and address of any furnisher you contacted and, if reasonably available, its telephone number (§ 611(a)(7)).
Sincerely,
Jordan Ellis
Jordan Ellis