94 seconds · 6 chapters
Identity theft
The Fair Credit Reporting Act (section 605B) lets you ask each bureau to block accounts or inquiries someone opened in your name.
Your block requests
No block requests yet.
Start one for each bureau that shows an account or inquiry you didn’t open. Each request needs your FTC report, so upload it too.
How a block request works
Choose
Pick the accounts or inquiries at that bureau that you didn’t open.
Sign
Sign the letter we draft. A notary isn’t required, but a notarized signature is harder for a bureau to question.
Mail
We build the packet with your FTC report, ID and proof of address. Print it and send it by certified mail.
Wait
The bureau has 4 business days after it receives the packet to block the items or decline.