- Anyone deciding whether to enroll
- Aesthete Solutions LLC
- What we can and can’t do for your file
What happens depends on your file, the furnishers, and what the facts support.
We’ll do the disputing for you.
If you’d rather not write, mail and track the letters yourself, we do the work and email you every round plan, letter and summary.
Request your agreement- Who can enroll
- Illinois residents only, for now.
- How you start
- Online, on this page. No sales call.
- What it costs
- $499 for up to six dispute rounds, billed once when the work is done. The $99 credit report analysis is optional and billed after it’s delivered.
What we do
We read the file before we write a word. Every case is a data investigation, not a stack of form letters.
Capital One
552433****1 field differs| Ref | Field | Equifax | Experian | TransUnion |
|---|---|---|---|---|
| BS-10 | Date opened | 03/14/2019 | 03/14/2019 | 03/14/2019 |
| BS-18 | Payment history, Apr 2025 | 0 | 1, differs from Equifax and TransUnion, 0 | 0 |
| BS-21 | Current balance | $1,204 | $1,204 | $1,204 |
- BS-10Date opened
- All 3 bureaus03/14/2019
- BS-18Payment history, Apr 2025
- Equifax0
- Experian1, differs from Equifax and TransUnion, 0
- TransUnion0
- BS-21Current balance
- All 3 bureaus$1,204
Comparison check
Only Experian reports a late payment in April 2025: its “1” is 30 days late. Equifax and TransUnion report that month as “0”, paid as agreed. We’d check it against your statement for that month, then ask Experian to reinvestigate under FCRA §611.
One account from a credit report analysis. Synthetic example.
- Read all three bureaus
- We compare your Equifax, Experian and TransUnion files field by field and mark every place they disagree.
- Find what can’t be substantiated
- Inaccurate, incomplete or unverifiable information, down to the Metro 2 field: a balance, a status code or a first-delinquency date that one bureau reports differently.
- Write and mail the disputes
- Every letter mailed with proof of mailing (certified mail or a U.S. Postal Service certificate of mailing), and a copy of your photo ID and proof of address enclosed with each bureau letter.
- Track every deadline
- The bureaus generally have 30 days. We log the date each letter was mailed and each response that arrives.
- Escalate when the answer is thin
- Method-of-verification requests, follow-up letters when a bureau doesn’t answer, and letters straight to the furnisher where they fit.
Our limits
Read this before you sign anything. It applies to every round.
Enrollment timeline
From your request to the end of your agreement.
- TodayYou are here
Request your agreement online
Leave your details at the bottom of this page.
- When the link arrivesNot started
Upload your report
You’ll get a link. We read all three bureau files and tell you what we see, at no charge. This isn’t the $99 analysis.
- Before any workNot started
Sign one agreement for up to six rounds
A written service agreement for up to six dispute rounds, sent to your email. You have three business days to cancel, and we do no work until that window closes.
- Once the window closesNot started
We do the rounds, then invoice once
Each round, you confirm the items, and we write, mail and track the letters. You get copies with proof of mailing and a written summary. After the last round you get a completion summary, and only then one invoice.
Prices
Three services, each priced on its own. The dispute rounds are one agreement for up to six rounds, billed once when the work is done.
| Service | Price | What you get |
|---|---|---|
| Credit report analysis | $99 | A full written read of all three bureau files, itemized: what’s inaccurate, what’s unverifiable, and what we’d dispute first. Yours to keep, with or without us. You don’t have to buy it to get the dispute rounds. Billed after it’s delivered to you. |
| Dispute rounds, up to six | $499 | One agreement for up to six rounds, over no more than 400 days from the day you sign. It includes round plans you confirm, letters to each bureau that reports your items with proof of mailing, method-of-verification and follow-up letters, letters straight to the furnisher where they fit, and a written summary after every round. An item you tell us came from identity theft is disputed like any other item. Block requests under FCRA §605B aren’t included; they’re part of the separate identity theft cleanup. Billed once, after all of it is done. The fee is the same if your items close in fewer rounds, and it isn’t reduced by a credit report analysis you bought separately. Nothing is owed if it isn’t done by day 400, or if you end it early. Postage and printing included. |
| Identity theft and mixed-file cleanup | $750 | For accounts opened by someone else, or another person’s data merged into yours: FCRA §605B blocks and mixed-file work. Billed once the whole cleanup is complete, not up front and not in installments. |
Credit report analysis
Price: $99
A full written read of all three bureau files, itemized: what’s inaccurate, what’s unverifiable, and what we’d dispute first. Yours to keep, with or without us. You don’t have to buy it to get the dispute rounds. Billed after it’s delivered to you.
Dispute rounds, up to six
Price: $499
One agreement for up to six rounds, over no more than 400 days from the day you sign. It includes round plans you confirm, letters to each bureau that reports your items with proof of mailing, method-of-verification and follow-up letters, letters straight to the furnisher where they fit, and a written summary after every round. An item you tell us came from identity theft is disputed like any other item. Block requests under FCRA §605B aren’t included; they’re part of the separate identity theft cleanup. Billed once, after all of it is done. The fee is the same if your items close in fewer rounds, and it isn’t reduced by a credit report analysis you bought separately. Nothing is owed if it isn’t done by day 400, or if you end it early. Postage and printing included.
Identity theft and mixed-file cleanup
Price: $750
For accounts opened by someone else, or another person’s data merged into yours: FCRA §605B blocks and mixed-file work. Billed once the whole cleanup is complete, not up front and not in installments.
When you’re charged
You are never charged a setup fee, a deposit, or anything at all before your agreement is signed and the work has been done. The dispute rounds are billed on one invoice, sent after we email you your completion summary. You can end them at any time in writing and owe nothing.
For comparison
Credit repair typically costs $80 to $140 a month, and many companies add a first-work fee, usually $45 to $195 (Money.com, September 2026). With monthly billing, the total depends on how many months you stay.
Questions
How long does it take?
No work starts until your cancellation window closes. Each round’s letters go out within days of your confirmation, and the bureaus generally have 30 days to investigate, sometimes 45. If we have your reports, photo ID and proof of address when your cancellation window closes, and you reply to each round plan on time, all six rounds are done about 12 months after you sign. It can be sooner, for example if the bureaus answer quickly or no item is still open before the sixth round. Your services end no later than the 400th day after you sign, and if they aren’t done by then, you owe nothing. What the bureaus decide, and how long they take, is outside our control.
Can you guarantee the accounts come off?
No, and neither can anyone else. Federal law forbids credit repair companies from promising results. What we can promise is that every dispute we send is based on something specific in your file.
What if the bureau says the account was verified?
That’s where the real work starts. We send that bureau a separate method-of-verification request, and letters straight to the furnisher where they fit. A furnisher has to investigate under FCRA §623(b) once a bureau forwards your dispute, which is why the bureau letters come first. If the bureau still keeps the item, we tell you in writing what options remain.
Can I cancel?
Yes. You can cancel within three business days of signing, without penalty. After that, you can end the services at any time by telling us in writing, and you owe nothing.
Will someone call me to sell me this?
No. You read what’s here, enroll online, and get the agreement by email. If we speak on the phone it’s after you’ve enrolled and it’s to help with your file.
Do I have to stop using credit?
No. But how you use credit while we work affects your file.
Can’t I do this myself?
Yes. You can dispute directly with the bureaus, and ask them to block items that came from identity theft under FCRA §605B, for free, without us or anyone else. People hire us for the time, the follow-through and the escalation, not for access to a secret.
Request your agreement
Leave your details and we’ll send you a link to upload your report, along with your written service agreement. You decide whether to sign it.